The Central Bank of the Russian Federation is tightening controls on card activity. Here are the situations that could flag you as a fraudster:

- Transfers of 200,000 rubles or more between accounts in different banks, followed by sending the funds to a third party.
- Cash deposits via an ATM using a digital card.
- Changing the phone number linked to the card within 48 hours before a transfer.
- Using an atypical provider or software to access online banking.

And if you don’t switch to cryptocurrencies, they’ll crack down on them even more next year 😳