👉 The three ETFs recommended by Hamman are the SPDR S&P 500 ETF Trust (SPY), the iShares MSCI EAFE ETF, and the iShares Core US Aggregate Bond ETF. 👉 The ETFs are designed to provide a diversified portfolio that can help investors achieve their financial goals. 👉 Hamman emphasizes the importance of considering an investor's goals, age, and risk tolerance when allocating funds to each ETF.